Nationwide Mortgage
Company Limited
Estimate your monthly repayment instantly — all figures in Kenyan Shillings (KES).
How to Use This Calculator
This calculator uses standard mortgage amortisation to give you an instant estimate of what your monthly repayment could look like based on the property value, your down payment, the loan term, and the current interest rate.
All calculations are in Kenyan Shillings (KES). This is a planning tool — contact our team for a fully personalised and binding quote.
A down payment is the amount you pay upfront toward the property. For most Kenyan mortgages, this is typically 10–20% of the property value. The remainder is what you borrow.
We've pre-filled the average Kenyan mortgage rate. This fluctuates with the Central Bank of Kenya's base rate. Our team can advise you on the current rate for your specific product.
A longer term means lower monthly payments but more total interest paid. A shorter term means higher monthly payments but you own your home outright sooner. Our loan officers will help you find the right balance.
Important Disclaimer: All figures produced by this calculator are estimates for planning purposes only and do not constitute a mortgage offer, commitment, or guarantee. Actual rates and repayments may vary based on your individual circumstances, credit assessment, and prevailing market conditions. All values are in Kenyan Shillings (KES). Contact NMCL for a personalised quote.
Talk to one of our loan officers today. Bring your figures and we'll build a proper plan around them.
Speak to a Loan Officer