Nationwide Mortgage
Company Limited
NMCL connects qualified investors to Kenya's growing mortgage market through a range of structured investment vehicles.
Why Invest Through NMCL
Kenya's mortgage market is one of the most underpenetrated in Africa — presenting a significant opportunity for investors who want exposure to real assets. Through NMCL and our affiliate network, qualified investors can access a range of structured investment products backed by property loans.
Whether you're an individual investor building long-term wealth, a corporate entity seeking secured returns, or an institution looking to participate in Kenya's affordable housing agenda — we have a product structured for you.
Speak to Our Investment TeamAll investment products are backed by real Kenyan property assets — providing tangible security for your capital.
Select products are offered under CMA-approved sandbox frameworks — ensuring regulatory oversight and investor protection.
Investment exposure spans Nairobi, Mombasa, Kiambu, Nakuru, and beyond — diversified across Kenya's growing property markets.
Our Investment Products
Each product is tailored to a different investor profile, risk appetite, and investment horizon. Speak to our investment team to find your best fit.
Personalised investment portfolios tailored to your individual financial goals, risk appetite, and investment timeline. Includes property-backed instruments selected by our investment team.
Structured packages built around your long-term wealth strategy — combining secured returns with regular liquidity opportunities aligned to your personal financial plan.
Access to money market and unit trust products through our approved partner institutions — offering lower risk entry points with competitive returns in the Kenyan market.
Targeted financing solutions for specific investment portfolios — ideal for investors who have identified specific property opportunities and require tailored structured finance.
CMA-approved innovative financing products for emerging investment opportunities — structured under Kenya's regulatory sandbox framework to bring new solutions to the market.
Investment solutions for both individual and corporate clients — offering institutional-grade access to Kenya's mortgage markets, structured to meet corporate governance requirements.
Professional analysis to support your investment decisions — from property feasibility studies to full business valuations, delivered by our qualified team and affiliate specialists.
Participate meaningfully in Kenya's national affordable housing agenda through NMCL — combining social impact with structured investment returns backed by government-aligned programmes.
How to Get Started
Contact our investment team to discuss your financial goals and risk profile.
We match you to the right product and structure a proposal around your needs.
Formalise your investment with full documentation, compliance, and ongoing reporting.
Speak to our investment team today — let's find the right product for your portfolio.
Speak to Our Investment Team